![]() The bank lets its customers pool all their Chase Ultimate Rewards points into one account, both for convenience and better redemptions. If you already have a premium Chase travel credit card like the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®, there’s another good reason to pick up the Chase Freedom Unlimited. Combine with a premium Chase travel card for even better redemptions See if you qualify for the Chase Freedom Unlimited credit card.Ĥ. But, you can make your rewards from the Chase Freedom Unlimited go even farther when booking travel, thanks to this next reason. ![]() This makes it possible to use cash back for airfare, rental cars, hotel stays, cruises and more. The Freedom Unlimited also lets users redeem their points for travel through the Chase Ultimate Rewards portal. Chase even partners directly with Apple, Amazon and PayPal to let you purchase items directly or “pay with points” through their platforms. ![]() For example, Chase Freedom Unlimited card holders can redeem rewards for cash back, statement credits, gift cards or merchandise. While quite a few cash back credit cards only let you use your rewards for statement credits or a check in the mail, Chase offers a lot more flexibility. But it still means that if you need to make a large purchase and pay it off over time, you can use this card to earn rewards and make payments for more than a year without paying a dime in interest. However, it’s important to pay off your debt in full before the end of that introductory period, because the APR increases to a variable APR of 19.49% to 28.24% thereafter. Specifically, when you open a new Freedom Unlimited account, you’ll get a 0% introductory APR on both purchases and balance transfers for the first 15 months. The Chase Freedom Unlimited sweetens the pot with an introductory APR offer for its new card holders as well. ![]() Get an introductory interest rate on both purchases and balance transfers with the Chase Freedom Unlimited. But with the extra 1.5% for the first year on up to $20,000 in spending, those rates effectively increase to 6.5% cash back on travel booked through Chase, 4.5% cash back on dining and drugstore purchases and an amazing 3% back on regular purchases.Ĭlick here for the 1.5% cash back bonus offer on the Chase Freedom Unlimited credit card. For instance, Chase Freedom Unlimited card holders normally earn 5% cash back on travel booked through Chase, 3% cash back on dining and drugstore purchases and 1.5% back on regular purchases. This bonus translates into some exceptionally high earning rates in several everyday spending categories. That’s on top of the card’s regular cash back earning rates, which means you can earn up to an additional $300 in cash back with your card during year one. Instead, new card holders get an additional 1.5% cash back on up to $20,000 spent on your card during the first year you have the account. The Chase Freedom Unlimited isn’t currently offering a traditional sign-up bonus. Exceptional earning rates for the first year So let’s take a look at five reasons to go with the Chase Freedom Unlimited over other cash back credit cards, along with a pair of reasons to choose a different card.ġ. That said, there are a few reasons you may want to pick another cash back credit card instead - potentially even the Freedom Unlimited’s sister card, the Chase Freedom Flex℠ credit card. If you’re on the hunt for a new rewards credit card and you want one that offers bonus cash back in several everyday categories, plus more than 1% back on regular purchases, the Chase Freedom Unlimited® could be exactly what you need, especially since it doesn’t charge an annual fee and comes with a solid suite of features. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. Your CNN account Log in to your CNN accountĬNN Underscored reviews financial products based on their overall value.
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